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Solutions > Insure > Business > Protect Your Business > Asset All Risks

One Policy toProtect All YourBusiness Assets

All-in-One Asset Cover

Fire, theft, machinery and more in one product

Business Interruption Cover

Protects your profits after an insured loss

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What is Asset All Risks?

Asset All Risks is a versatile product designed for all businesses to cover accidental loss or damage – except where excluded – in line with the policy terms and conditions. It protects your assets: buildings, stock-in-trade, furniture/fixtures/fittings and other contents, plant and machinery. It also covers business interruption, protecting your business as a going concern against perils such as fire, theft, machinery breakdown and accidental damage, subject to policy provisions.

Highlights

  • Combines fire, theft, business interruption, machinery breakdown and more in one product.
  • Protects buildings, stock, contents, plant and machinery against accidental loss or damage.
  • Includes cover for business interruption and loss of profits.
  • A versatile cover designed for all types of businesses as a going concern.
A confident operations manager in a warehouse with machinery and stock, protected by APA Asset All Risks
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What is Covered and Not Covered Under Asset All Risks?

Asset All Risks combines fire, theft, business interruption, machinery breakdown and more into one versatile product for your business. Toggle between the categories below to explore your cover.

1

Fire

Accidental loss of or damage to your assets caused by fire and allied perils.

2

Theft

Loss of or damage to your business property caused by theft.

3

Business Interruption

Loss of profits following an insured event – for both fire and machinery breakdown.

4

Machinery Breakdown

Sudden and unforeseen breakdown of your plant and machinery.

5

Electronic Equipment

Loss of or damage to your electronic equipment.

6

Accidental Damage to Assets

Accidental loss or damage to buildings, stock, contents, plant and machinery, except where excluded.

Talk to a Business Advisor

Buy through any APA branch or intermediary. Find the nearest office to protect your business assets.

Eligibility & Requirements for Asset All Risks

Eligibility Criteria
Specifications
Who Qualifies
Businesses and property owners – factories, supermarkets, offices, hardwares, warehouses and shops.
Documents
Completed proposal form with sums insured for each asset class.
Assets Covered
Buildings, stock-in-trade, furniture/fixtures/fittings, contents, plant and machinery.
Underwriting
Rating depends on the nature and complexity of your business and internal controls.

How to Buy APA Asset All Risks?

1

Complete the Asset All Risks proposal form with sums insured for each asset.

2

Submit details of your buildings, stock, contents, plant and machinery.

3

Buy through an APA branch or intermediary (call 0709 912 777 or email info@apainsurance.org).

4

Receive your combined policy protecting your business as a going concern.

Everything You Need, All in One Place

Access policy documents, claim forms, renewals, and important resources anytime.

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Claim Form

PDF • 1.1 MB

Terms & Conditions

PDF • 1.8 MB

Bima Bamba Insurance Brochure

PDF • 2.4 MB

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Frequently Asked Questions

It combines cover for fire, theft, business interruption, machinery breakdown, electronic equipment and accidental damage to your assets – protecting your business as a going concern, subject to policy terms and conditions.

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