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Solutions > Insure > Business > Protect Your Employees > Group Life Assurance

Life Cover ThatSupports YourEmployees' Families

Worldwide 24-Hour Cover

Yearly renewable group death benefit

48-Hour Last Expense

Fast funeral claims settlement

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Optional Riders

What is APA Group Life Assurance?

Show your people you care, even in the worst of times. Group Life Assurance is a yearly renewable contract taken by an organisation on behalf of its members, providing death benefits to the dependants of members who die while in service. The aim is to alleviate financial distress for an employee's dependants on their demise — with worldwide, 24-hour cover and last-expense claims settled within 48 hours.

Highlights

  • Yearly renewable contract providing death benefits to dependants of members who die while in service.
  • Benefit as a flat sum assured or multiple of annual salary — worldwide, 24-hour cover.
  • Optional riders: Critical Illness, Permanent Total Disability and Last Expense (extendable to dependants).
  • Last-expense claims settled within 48 hours; group life claims within four days.
Corporate employees covered by APA Group Life Assurance
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What is Covered and Not Covered Under Group Life?

APA Group Life Assurance protects your employees' families with worldwide death cover and optional riders. Toggle between the categories below to explore your cover.

1

Death Benefit

Death benefit from natural or accidental causes payable to nominated beneficiaries while the member is in service.

2

Worldwide 24-Hour Cover

Cover applies worldwide on a 24-hour basis under the yearly renewable group contract.

3

Flat or Salary-Based Benefit

Benefit as a flat sum assured for all members in a category, or as a multiple of annual salary.

4

Critical Illness Rider

Optional rider paying a percentage of sum assured on first diagnosis of a defined critical illness.

5

Last Expense Rider

Funeral/last expense benefit payable within 48 hours — extendable to dependants.

6

Permanent Total Disability

Optional PTD rider paying a lump sum on permanent total disability of a covered member.

Talk to APA Life Corporate Desk

Apply through an APA Life agent, broker or the corporate desk. Email corporatebd@apalife.co.ke or call 020 364 1000 / 0709 912 777.

Eligibility & Requirements for Group Life Assurance

Eligibility Criteria
Specifications
Who Qualifies
Employer or organisation groups; members generally aged 18 to 65, in service.
Documents
Group proposal form (signed and stamped), KRA PIN and member census with salaries/sums assured.
Medical Exam
Required only for sums assured above the free cover limit.
Rating Basis
Group size, age profile, salaries/sums assured, occupation and benefit design.

How to Buy APA Group Life Assurance?

1

Complete the group proposal form with member census and chosen benefit design.

2

Select flat sum assured or salary multiple and any optional riders.

3

Apply through an APA Life agent, broker or corporate desk (corporatebd@apalife.co.ke or 0709 912 777).

4

Receive your group policy protecting your employees' families from commencement.

Everything You Need, All in One Place

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Claim Form

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Terms & Conditions

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Bima Bamba Insurance Brochure

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Frequently Asked Questions

A yearly renewable cover taken by an organisation that pays a death benefit to the dependants of members who die while in service.

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