APA Insurance
Corporate employees with mosaic effect, illustrating APA Corporate Health Cover

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InsuringHappiness forYour Team

Comprehensive Employee Cover

Inpatient, outpatient, dental & optical

2,000+ Provider Network

Countrywide panel plus India partners

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Optional Benefits

What is APA Corporate Health Cover?

APA Corporate Health Cover is a comprehensive insurance solution designed for organisations with more than ten employees. It offers flexibility on cost and panel access without compromising the scope of cover — spanning inpatient, outpatient, dental, optical and maternity with no waiting period. Annual maximum benefits range from inpatient KSh 500,000 to KSh 10 million, helping businesses promote a healthier, more productive workforce through preventive care and employee wellness.

Highlights

  • Comprehensive healthcare for organisations with more than ten employees and their dependants.
  • Inpatient limits from KSh 500,000 to KSh 10 million — mix and match optional outpatient, dental, optical and maternity.
  • No waiting period on corporate cover — chronic, maternity and wellness included.
  • Wellness programmes, chronic disease management, MUM's Club and Pharma First Care via APA Health.
Corporate employees in a modern workplace, covered by APA Corporate Health Cover
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What is Covered and Not Covered Under Corporate Health?

APA Corporate Health Cover provides comprehensive healthcare for employees and dependants. Toggle between the categories below to explore your cover.

1

Inpatient Hospitalisation

Core benefit — hospital bed accommodation, day care surgery, doctors' fees and home nursing (net of SHIF rebate).

2

Chronic & Pre-Existing Conditions

Newly diagnosed and pre-existing chronic conditions, congenital, prematurity and neonatal care.

3

Major Treatments

Chemotherapy, radiotherapy, physiotherapy, prescribed drugs, diagnostics and major organ transplant procedures.

4

Maternity & Fertility

Maternity for normal birth and fertility/infertility treatments — no waiting period on corporate cover.

5

Dental & Optical

Non-accident ophthalmologic and dental surgery; optional routine dental and optical consultations.

6

Wellness Check-ups

Wellness check-ups for member and spouse as part of comprehensive employee health cover.

Talk to APA Health Division

Apply through APA Health, a branch or an intermediary. Email healthbd@apainsurance.org or call 0709 912 777.

Eligibility & Requirements for Corporate Health Cover

Eligibility Criteria
Specifications
Who Qualifies
Organisations with ten (10) or more employees.
Documents
Corporate data gathering form, individual health application forms, member list, KRA PIN and Certificate of Incorporation.
Cover Scope
Inpatient (core), optional outpatient, dental, optical and maternity — Kenya, Tanzania and Uganda.
Rating Basis
Benefit limits selected, population, claims experience and provider network — no medical tests required.

How to Buy APA Corporate Health Cover?

1

Complete a quote request and corporate data gathering form with your member list.

2

Choose inpatient limit and optional benefits — outpatient, dental, optical and maternity.

3

Apply through APA Health Division, a branch or intermediary (healthbd@apainsurance.org or 0709 912 777).

4

Receive your corporate policy covering employees and dependants from commencement date.

Everything You Need, All in One Place

Access policy documents, claim forms, renewals, and important resources anytime.

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Claim Form

PDF • 1.1 MB

Terms & Conditions

PDF • 1.8 MB

Bima Bamba Insurance Brochure

PDF • 2.4 MB

Real Stories from Customers Who Trust Our Coverage

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Frequently Asked Questions

Corporate cover has no waiting period.

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