APA Insurance

Solutions > Insure > Personal > Protect Who You Love > Life Insurance

What is Life Insurance?

Life insurance helps protect your family's financial future if you pass away or face a serious insured event. It can support education costs, loan repayments, business continuity, and day-to-day living expenses for dependants — giving you peace of mind that the people who depend on you are protected.

Highlights

  • Lump-sum benefits for your dependants.
  • Flexible terms and optional riders.
  • Tax relief on qualifying premiums.
  • Compare cover, benefits and eligibility.
Family protected by APA Life insurance
Get a QuoteSpeak to an Advisor

The Right Protection Starts Here

Choose pure protection, lifelong cover, or funeral support tailored to your family's needs.

Need Assistance?

Coverage Plans

Explore APA Life protection plans for dependants, inheritance and dignified funeral cover.

Browse plans

Select plans to compare benefits, limits and eligibility.

Compare

Term Life Cover

Pure life protection for your dependants

  • 100% sum assured on death
  • Flexible five to twenty years
  • Fifteen percent tax relief
Compare

Whole Life

Lifelong protection and guaranteed inheritance

  • Guaranteed lump-sum inheritance
  • Pay five to fifteen years
  • Joint-life first death option
Compare

Pumzisha

Dignified funeral cover for your family

  • Lump sum within forty-eight hours
  • Covers wider family members
  • KES 50K to 500K options
2

Plans selected to compare

Compare Plans

Real Stories from Customers Who Trust Our Coverage

Learn why professionals trust our solutions to complete better customer journeys.

View all Stories