APA Insurance
A golfer mid-swing on the green, mosaic illustrating APA Golfer's Insurance

Solutions > Insure > Personal > Protect What You Love > Golfers Cover

Total Peace of Mind– On and Offthe Course

Equipment, Liability & PA

All-in-one specialist golfer's cover

Hole-in-One Benefit

Celebrate in style at the 19th hole

Get Your Golfer's Quote

Annual Premium (incl. levies)KSh 8,704
Equipment: KSh 500,000Hole-in-One: KSh 100,000

What is APA Golfer's Insurance?

APA Golfer's Insurance is a specialist policy for both amateur and professional players, providing protection on and off the golf course. It covers your golf equipment, your personal effects, your legal liability to other players, caddies and spectators, personal accident while playing, and a hole-in-one benefit. Many household policies exclude golfing public liability – this policy gives you the extensive, specialist protection a golfer needs.

Highlights

  • Specialist cover for amateur and professional golfers, on and off the course.
  • Protects your equipment, kit, third-party liability and personal accident in one policy.
  • Celebratory hole-in-one benefit up to KSh 100,000 for the 19th-hole drinks.
  • Covers golfing public liability that many household policies exclude.
A smiling golfer with a bag of clubs on the course, protected by APA Golfer's Insurance
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What is Covered and Not Covered Under Golfer's Insurance?

APA Golfer's Insurance gives amateurs and professionals specialist protection on and off the course – equipment, liability, personal accident and a hole-in-one benefit. Toggle between the categories below to explore your cover.

1

Golf Equipment

Covers your clubs, bags and trolleys against loss and damage.

2

Personal Effects

Protects your personal kit against fire and theft while on the course.

3

Third-Party Liability

Legal liability for death or injury to another player, caddy or spectator, and third-party property damage.

4

Personal Accident

Cover for injury or death sustained while you are playing golf.

5

Hole-in-One Benefit

Celebrates that elusive hole-in-one with a benefit for the customary round at the 19th hole.

6

Caddies' Medical Expenses

Covers medical expenses for caddies, so your playing partners are looked after too.

Find an APA Branch

Complete the Golfer's application form and submit it to your nearest APA office to get covered.

Eligibility & Documentation for Golfer's Insurance

Eligibility Criteria
Specifications
Who Qualifies
Both amateur and professional golfers.
Choose an Option
Select Option A (higher limits) or Option B when you apply.
Application
Complete the Golfer's application form and submit it to an APA office.
Premium
Option A: KSh 8,704 or Option B: KSh 5,063, inclusive of levies.

How to Buy APA Golfer's Insurance?

1

Download and complete the APA Golfer's Insurance application form.

2

Choose your cover option – Option A (higher limits) or Option B.

3

Submit the form to your nearest APA office (call 0709 912 777 or email insurance@apalife.co.ke).

4

APA confirms your cover, so you can play your best game with complete confidence.

Everything You Need, All in One Place

Access policy documents, claim forms, renewals, and important resources anytime.

View All Resources

Claim Form

PDF • 1.1 MB

Terms & Conditions

PDF • 1.8 MB

Bima Bamba Insurance Brochure

PDF • 2.4 MB

Real Stories from Customers Who Trust Our Coverage

Learn why professionals trust our solutions to complete better customer journeys.

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Frequently Asked Questions

Both amateur and professional golfers who want specialist protection on and off the course.

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