APA Insurance

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What is Liability Insurance?

Liability insurance protects your business and its leaders against legal claims for injury, property damage, professional negligence and wrongful acts. APA offers specialised covers for professionals, directors and officers, medical practitioners, trustees, public exposures and product defects — helping you defend claims, settle disputes and continue operating with confidence.

Highlights

  • Professional and public liability.
  • Directors officers and trustees.
  • Defence costs and settlements.
  • Compare benefits limits and eligibility.
Business professional protected by APA liability insurance
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Shield your business, leaders and professional reputation against legal liability with tailored APA cover.

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Coverage Plans

Explore APA liability protection plans for businesses — from professional indemnity and public liability to directors, medical and product covers.

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Select plans to compare benefits, limits and eligibility.

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Professional Indemnity

Cover for professional errors and omissions

  • Professional errors and omissions
  • Defence costs and settlements
  • Three-year run-off cover
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Directors & Officers

Management liability for company leaders

  • Wrongful acts in management
  • Individual and company cover
  • Defence costs included
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Medical Malpractice

Medical negligence liability cover

  • Medical negligence liability
  • Practitioners and institutions
  • Defence costs with consent
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Trustee Liability

Fiduciary duty protection for trustees

  • Breach of fiduciary duty
  • Pension and estate trusts
  • Theft fraud and crime cover
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Public Liability

Third-party injury and damage cover

  • Third-party injury and damage
  • Business activities territory
  • Wide extension options
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Product Liability

Defective product claims cover

  • Defective product claims
  • Manufacturers and distributors
  • Works with public liability
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