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Solutions > Insure > Business > Protect Your Business > Transit > Goods in Transit

Protect Your GoodsOn Every RoadJourney

Road & Rail Transit Cover

Goods in transit by road or rail vehicle

Collision, Fire & Theft

Insured perils during transit covered

Get Your Goods in Transit Quote

What is Goods in Transit Insurance?

Goods in Transit insurance indemnifies you for loss, damage or destruction of goods the property of the insured in the course of transit by road or rail — arising from collision, overturning, fire and theft occurring following a road or rail accident, up to the policy limit and subject to policy terms and conditions. A cover specially designed to offer peace of mind to all owners of goods transporting them from one place to the next against insured perils on the road.

Highlights

  • Indemnity for loss, damage or destruction of your goods in transit by road or rail.
  • Covers collision, overturning, fire and theft following a road or rail accident.
  • Peace of mind for manufacturers, distributors and sellers transporting goods.
  • Guaranteed compensation for goods lost, damaged or destroyed following an insured peril.
A logistics manager with a delivery truck loaded with goods, protected by APA Goods in Transit Insurance
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What is Covered and Not Covered Under Goods in Transit?

Goods in Transit protects your goods against loss, damage or destruction whilst being carried by road or rail. Toggle between the categories below to explore your cover.

1

Loss, Damage or Destruction

Indemnity for loss, damage or destruction of goods the property of the insured in the course of transit by road or rail.

2

Collision & Overturning

Cover arising from collision or overturning of the road or rail vehicle carrying your goods.

3

Fire During Transit

Loss or damage to goods arising from fire occurring during transit by road or rail.

4

Theft After Accident

Theft occurring following a road or rail accident, subject to policy terms and conditions.

5

Loading & Offloading

Goods whilst being loaded or offloaded from a road or other approved carrier.

6

Road & Rail Vehicles

Goods whilst being carried in or upon a road/rail vehicle up to the policy limit.

Talk to a Transit Advisor

Buy through any APA branch or intermediary. Find the nearest office to protect your goods in transit.

Eligibility & Requirements for Goods in Transit

Eligibility Criteria
Specifications
Who Qualifies
Manufacturers, distributors and sellers transporting goods by road or rail.
Documents
Completed proposal form with full description of goods, transit destination, estimated annual carry, limit per carry and claims history.
Cover Scope
Loss, damage or destruction of goods arising from collision, overturning, fire and theft following a road/rail accident.
Rating Basis
Estimated annual carry (cumulative/gross annual transits), goods nature/sensitivity, distribution geography, limit and deductible.

How to Buy APA Goods in Transit?

1

Complete the Goods in Transit proposal form with your goods description and annual carry.

2

Declare transit destinations, limit per carry, claims history and supporting Fire Insurance details.

3

Buy through an APA branch or intermediary (call 0709 912 777 or email info@apainsurance.org).

4

Receive your policy protecting your goods on every road and rail journey.

Everything You Need, All in One Place

Access policy documents, claim forms, renewals, and important resources anytime.

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Claim Form

PDF • 1.1 MB

Terms & Conditions

PDF • 1.8 MB

Bima Bamba Insurance Brochure

PDF • 2.4 MB

Real Stories from Customers Who Trust Our Coverage

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Frequently Asked Questions

Loss arising from loss, destruction or damage to your goods whilst being carried in or upon a road/rail vehicle or whilst being loaded or offloaded from a road or other approved carrier.

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