Cargo containers at a port with protective mosaic elements, illustrating APA Marine Cargo Insurance

Solutions > Insure > Business > Protect Your Business > Transit > Marine

Protect Your Cargo,and Peaceof Mind

Maritime Perils Cover

Fire, theft, sinking, collision & more

Origin to Destination

Sea and connected transit protection

Get Your Marine Cargo Quote

What is Marine Cargo Insurance?

Marine Cargo insurance provides comprehensive cover for goods, freight and other interests against loss or damage during transport by sea and connected transit from origin to destination. Goods in transit by sea face many perils — APA Marine protects against maritime perils including fire, theft, sinking, collision, jettison, general average, pilferage and total loss, with specialist cover for bulk consignments such as palm and petroleum products.

Highlights

  • Comprehensive cover for goods, freight and other interests during transport by sea or air.
  • Protects against maritime perils including fire, theft, sinking, collision, jettison and total loss.
  • Dedicated marine team with timely claim settlement for all cargo categories.
  • Open or annual cover available for regular shippers — bulk consignments including palm and petroleum products.

What is Covered and Not Covered Under Marine Cargo?

Marine Cargo protects goods, freight and other interests against loss or damage during transport by sea or air. Toggle between the categories below to explore your cover.

1

Loss or Damage to Cargo

Comprehensive cover for goods, freight and other interests against loss or damage during transport by sea or air from origin to destination.

2

Maritime Perils

Fire, theft, sinking, collision, jettison, general average, pilferage and total loss.

3

Sea & Connected Transit

Protection during transport by sea and connected transit legs from origin to destination.

4

Bulk Consignments

Cover for bulk consignments such as palm and petroleum products against maritime perils.

5

Freight & Other Interests

Optional cover extends to freight and other insurable interests in the shipment.

6

All Cargo Categories

Containerised, non-containerised, airfreight and bulk cargo categories.

Talk to a Marine Advisor

Buy through any APA branch or intermediary. Find the nearest office to protect your cargo shipments.

Eligibility & Requirements for Marine Cargo

Eligibility Criteria
Specifications
Who Qualifies
Importers, exporters, traders and businesses moving goods by sea.
Documents
Completed proposal or declaration with cargo description, value, voyage details, packing and conveyance.
Cover Scope
Loss or damage to cargo from maritime perils during transport by sea and connected transit from origin to destination.
Rating Basis
Nature and value of cargo, packing, voyage/route, mode of transit and conveyance, and loss history.

How to Buy APA Marine Cargo?

1

Complete the Marine Cargo proposal or declaration with your cargo description and value.

2

Declare voyage details, packing, conveyance and transit mode (sea or air).

3

Buy through an APA branch or intermediary (call 0709 912 777 or email info@apainsurance.org).

4

Receive your policy protecting your cargo from origin to destination.

Everything You Need, All in One Place

Access policy documents, claim forms, renewals, and important resources anytime.

View All Resources

Claim Form

PDF • 1.1 MB

Terms & Conditions

PDF • 1.8 MB

Bima Bamba Insurance Brochure

PDF • 2.4 MB

Real Stories from Customers Who Trust Our Coverage

Learn why professionals trust our solutions to complete better customer journeys.

View all Stories

Frequently Asked Questions

Loss of or damage to your goods, freight and other interests during transport by sea from origin to destination.

APA, Insuring Happiness

You're just one step away

Get your quote now and protect what matters most.

APA, Insuring Happiness

Manage Your Insurance on the Go

Experience the future of insurance management. Our mobile app provides a seamless digital curator experience for your policies, claims, and peace of mind.

APA, Insuring Happiness

What would you like to protect?

+

Health Insurance

Your Health, Our Priority

+

Motor Insurance

Drive Safely

+

Life Insurance

Enjoy every moment

“The easiest way to manage my cover.”

— Sarah K., Nairobi