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Solutions > Insure > Business > Protect Your Business > Medical Malpractice

Protection for MedicalPractitioners &Institutions

Negligence Claims Cover

Protection against medical malpractice liability

Defence Costs Included

Legal costs of defending or settling claims

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What is Medical Malpractice Insurance?

Medical Malpractice insurance covers the legal liability of a medical practitioner or medical institution arising out of negligence while performing their professional duties, including resulting bodily injury, and meets the costs and expenses of defending or settling such claims. Medicine carries inherent risk — this dedicated cover protects both individual practitioners and institutions against the financial and reputational impact of malpractice claims.

Highlights

  • Covers legal liability arising from negligence in professional medical duties.
  • Includes bodily injury — death, injury, disease and mental injury/anguish.
  • Defence costs and expenses covered with the insurer's consent.
  • Available for individual practitioners and medical institutions (hospitals, clinics).
A confident doctor consulting with a patient in a clinic, protected by APA Medical Malpractice Insurance
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What is Covered and Not Covered Under Medical Malpractice?

Medical Malpractice protects practitioners and institutions against negligence claims and defence costs. Toggle between the categories below to explore your cover.

1

Medical Negligence Liability

Legal liability arising from negligence while performing professional medical duties.

2

Bodily Injury

Death, injury, disease and mental injury/anguish caused by error, omission or negligent act.

3

Defence Costs

Costs and expenses of defending or settling a claim, with the insurer's consent.

4

Surgical Procedures

Claims relating to surgical procedures performed in the course of professional duties.

5

Diagnosis & Prescription

Claims relating to diagnosis, prescription, referrals, consent and confidentiality.

6

Practitioners & Institutions

Cover for individual practitioners and medical institutions (hospitals, clinics).

Talk to a Liability Advisor

Buy through any APA branch or intermediary. Find the nearest office to protect your practice.

Eligibility & Requirements for Medical Malpractice

Eligibility Criteria
Specifications
Who Qualifies
Registered medical practitioners (doctors, dentists, specialists, nurses, etc.) and medical institutions.
Documents
Completed proposal form detailing specialty, scope of practice, qualifications and claims history.
Cover Scope
Negligence in professional medical duties, including surgical, diagnosis, prescription and referral exposures.
Rating Basis
Specialty/discipline, scope of practice, number of practitioners, claims history and limit of indemnity.

How to Buy APA Medical Malpractice Insurance?

1

Complete the Medical Malpractice proposal form with your specialty and scope of practice.

2

Declare your qualifications, claims history and required limit of indemnity.

3

Buy through an APA branch or intermediary (call 0709 912 777 or email info@apainsurance.org).

4

Receive your policy protecting your practice and reputation.

Everything You Need, All in One Place

Access policy documents, claim forms, renewals, and important resources anytime.

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Claim Form

PDF • 1.1 MB

Terms & Conditions

PDF • 1.8 MB

Bima Bamba Insurance Brochure

PDF • 2.4 MB

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Frequently Asked Questions

The legal liability of a medical practitioner or institution arising from negligence in their professional duties, including resulting bodily injury, plus defence costs.

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