APA Insurance
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Protect YourBusiness MoneyFrom Theft & Robbery

Cash & Transit Cover

Money in transit, in safes and on premises

Hold-Up & Robbery Protection

Cover against violent theft and armed robbery

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What is Money Insurance?

Money Insurance protects your business or organisation against loss of money due to theft, robbery, burglary or accidental causes – while it is in transit, in safes, in cash offices, at your business premises or in the custody of authorised employees. Subject to policy wording, it may cover cash notes and coins, cheques, bank drafts, postal orders, money orders, negotiable instruments, revenue stamps and payment vouchers.

Highlights

  • Covers money in transit, in safes, in cash offices and on your premises.
  • Protects against robbery, theft, hold-up and accidental loss.
  • Covers money in the custody of your authorised employees.
  • Covers physical damage to safes and strongrooms during theft.
A confident cash-office manager safely handling banknotes beside a locked safe, protected by APA Money Insurance
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What is Covered and Not Covered Under Money Insurance?

Money Insurance protects your business cash in transit, in safes, in cash offices and on your premises against theft, robbery and accidental loss. Toggle between the categories below to explore your cover.

1

Money in Transit

Loss of money while being transported between premises, banks, branches or customers – robbery, theft, hold-up and accidental loss.

2

Money in Safe

Money stored in locked safes, strongrooms and vaults within your insured premises.

3

Money on Premises

Cash held at your business premises during operational hours.

4

Cash Registers & Drawers

Cash kept in tills, drawers or point-of-sale systems.

5

Hold-Up & Armed Robbery

Protection against violent theft involving threats or the use of force.

6

Damage to Safe / Strongroom

Physical damage caused during attempted or actual theft – including safe, door and lock damage.

Talk to a Business Advisor

Buy through any APA branch or intermediary. Find the nearest office to protect your business money.

Eligibility & Requirements for Money Insurance

Eligibility Criteria
Specifications
Who Qualifies
Businesses and property owners – supermarkets, offices, hardwares, factories, warehouses and shops.
Documents
Completed proposal form with declared values / sums insured.
Cover Scope
Values for money in transit, in safes, in cash offices, on premises or with authorised employees.
Underwriting
Rating depends on your internal controls and the nature of your business.

How to Buy APA Money Insurance?

1

Complete the Money Insurance proposal form with your declared values and limits.

2

Submit details of your internal controls and money-handling procedures.

3

Buy through an APA branch or intermediary (call 0709 912 777 or email info@apainsurance.org).

4

Receive your policy covering money in transit, in safes and on premises.

Everything You Need, All in One Place

Access policy documents, claim forms, renewals, and important resources anytime.

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Claim Form

PDF • 1.1 MB

Terms & Conditions

PDF • 1.8 MB

Bima Bamba Insurance Brochure

PDF • 2.4 MB

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Frequently Asked Questions

Money in transit between locations, money in safes and strongrooms, cash on your premises during business hours, cash in tills and drawers, loss due to hold-up or armed robbery, and physical damage to safes or strongrooms during theft.

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