Professional Negligence
Legal liability for breach of professional duty — negligence, error or omission in your professional work.

Solutions > Insure > Business > Protect Your Business > Professional Indemnity
Protection against professional liability claims
Covers legal costs even if allegations are unfounded
Professional Indemnity (PI) indemnifies professionals against legal liability arising from an error, omission or negligent act in the performance of their professional duties, where this results in financial loss, bodily injury or other harm to a client or third party. It also meets the costs and expenses of defending or settling a claim (with the insurer's consent). Cover responds even where allegations are unfounded — you don't have to be wrong to be sued.
Professional Indemnity protects your practice against costly negligence claims and defence costs — even where allegations are unfounded. Toggle between the categories below to explore your cover.
Legal liability for breach of professional duty — negligence, error or omission in your professional work.
Financial loss, bodily injury or other harm to a client or third party resulting from your professional act.
Costs and expenses of defending or settling a claim, incurred with the insurer's consent.
Cover responds even where allegations are unfounded — you don't have to be wrong to be sued.
Doctors, lawyers, engineers, architects, accountants, consultants, ICT specialists and more.
Indemnity up to your chosen limit of indemnity for covered claims.
Buy through any APA branch or intermediary. Find the nearest office to protect your practice.
Complete the Professional Indemnity proposal form with your profession, services and fee income.
Declare your claims history and choose your required limit of indemnity.
Buy through an APA branch or intermediary (call 0709 912 777 or email info@apainsurance.org).
Receive your policy with free three-year run-off cover included.
Access policy documents, claim forms, renewals, and important resources anytime.
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APA, Insuring Happiness
Experience the future of insurance management. Our mobile app provides a seamless digital curator experience for your policies, claims, and peace of mind.
APA, Insuring Happiness
What would you like to protect?
Health Insurance
Your Health, Our Priority
Motor Insurance
Drive Safely
Life Insurance
Enjoy every moment
“The easiest way to manage my cover.”
— Sarah K., Nairobi
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