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Caring multi-generational family mosaic illustrating APA Pumzisha dignified funeral cover

Solutions > Insure > Personal > Protect Who You Love > Life Solutions > Pumzisha

A DignifiedFarewell, Withoutthe FinancialBurden

Lump Sum Within 48 Hours

Cash when your family needs it most

Covers Your Wider Family

Including your parents and parents-in-law

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What is APA Pumzisha?

Pumzisha is a last-expense (funeral) plan that ensures cash is available immediately to meet the costs of a funeral and related expenses – mortuary fees, casket, hearse, flowers, funeral programmes and refreshments. Both individual and family cover are available, and the plan allows you to include your nuclear family together with your parents and parents-in-law. The policy term ranges from 5 to 10 years.

Highlights

  • 100% of the sum assured paid within 48 hours of a valid claim.
  • Covers your nuclear family plus your parents and parents-in-law.
  • Extra value: accidental death, family cushion, hospitalisation and cash-back benefits.
  • Sum assured options from KSh 50,000 to KSh 500,000, with 15% tax relief.
Adult children caring for their elderly parents, protected by APA Pumzisha
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What is Covered and Not Covered Under APA Pumzisha?

Pumzisha ensures cash is available fast for a dignified farewell, with wide family cover and valuable added benefits. Toggle between the categories below to understand the comprehensive scope of your cover.

1

48-Hour Lump-Sum Payout

Pays 100% of the chosen sum assured within 48 hours of a valid claim to meet funeral costs immediately.

2

Funeral & Related Expenses

Cash to cover mortuary fees, casket, hearse, flowers, funeral programmes and refreshments.

3

Wide Family Cover

Covers your nuclear family and extends to your parents and parents-in-law under one plan.

4

Flexible Sum Assured

Choose a sum assured of KSh 50,000, 70,000, 100,000, 200,000, 300,000 or 500,000.

5

Individual or Family Cover

Take the plan on an individual basis or as family cover, adding members as your needs grow.

6

Flexible Policy Term

A policy term of 5 to 10 years, with premiums payable monthly or annually.

Talk to an APA Life Advisor

Find an APA Life agent or office near you to set up the right Pumzisha cover for your family.

Eligibility & Documentation for APA Pumzisha

Eligibility Criteria
Specifications
Life Assured & Spouse
Can join between 18 and 69 years.
Children
Covered from 0 to 25 years (with education proof rule).
Parents & Parents-in-Law
Can be included between 40 and 69 years.
Policy Term
A term of 5 to 10 years, paid monthly or annually.

How to Buy APA Pumzisha?

1

Complete the Pumzisha proposal form, choose your sum assured, and list the dependants to be covered.

2

Attach a copy of your National ID/passport and KRA PIN for the members being covered.

3

Pay your premium via M-Pesa Paybill 527600, banker's order, direct debit, check-off or cheque.

4

APA Life issues your policy, ready to pay a lump sum within 48 hours of a valid claim.

Everything You Need, All in One Place

Access policy documents, claim forms, renewals, and important resources anytime.

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Claim Form

PDF • 1.1 MB

Terms & Conditions

PDF • 1.8 MB

Bima Bamba Insurance Brochure

PDF • 2.4 MB

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Frequently Asked Questions

APA Pumzisha is a last-expense (funeral) plan that pays a lump sum, within 48 hours of a valid claim, to cover funeral and related expenses for you and your family.

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