APA Insurance
A confident trustee reviewing trust documents with protective mosaic elements, illustrating APA Trustees Liability Insurance

Solutions > Insure > Business > Protect Your Business > Trustee Liability

Protect Your TrusteesFrom Fiduciary DutyClaims

Fiduciary Duty Cover

Protection against breach of trust claims

Legal Costs & Penalties

Court costs and penalties included

Get Your Trust Quote

What is Trustees Liability Insurance?

Trustees Liability insurance protects trustees from claims for damages that may arise as they discharge their duties as managers and administrators of employee pension schemes and other trusts. It covers legal action from interested parties for breach of fiduciary duty — including breach of trust, statutory breaches, error & omission and maladministration — plus legal costs and penalties awarded by the court.

Highlights

  • Protects trustees against legal action for breach of fiduciary duty in trust administration.
  • Covers breach of trust, statutory breaches, error & omission and maladministration.
  • Includes liability for theft, fraud, dishonesty and computer/commercial crime.
  • Available for pension trusts, family trusts, share schemes, estate trusts and more.
A confident trustee reviewing trust documents with a colleague, protected by APA Trustees Liability Insurance
Get a quoteBuy Insurance Now

What is Covered and Not Covered Under Trustees Liability?

Trustees Liability protects trustees and administrators against claims for breach of fiduciary duty in trust administration. Toggle between the categories below to explore your cover.

1

Breach of Fiduciary Duty

Legal liability for breach of fiduciary duty in the course of administering a trust.

2

Breach of Trust

Claims arising from breach of trust, error & omission and maladministration.

3

Statutory Breaches

Breach of statutory provisions — e.g. failure to file (or file in time) returns with the regulator.

4

Theft, Fraud & Dishonesty

Liability for acts of theft, fraud and dishonesty in trust administration.

5

Computer / Commercial Crime

Cover extends to computer and commercial crime exposures.

6

Legal Costs & Penalties

Legal costs and penalties awarded by the court in connection with covered claims.

Talk to a Liability Advisor

Buy through any APA branch or intermediary. Find the nearest office to protect your trustees.

Eligibility & Requirements for Trustees Liability

Eligibility Criteria
Specifications
Who Qualifies
Employer companies (pension trusts), corporate trustees, scheme administrators, heirs, estate trusts and legal representatives.
Documents
Completed proposal form detailing trust type, scope, qualifications and claims history.
Cover Scope
Breach of fiduciary duty, statutory breaches, error & omission, maladministration and related exposures.
Rating Basis
Trust type, fund size, limit of liability, number of trustees and claims history.

How to Buy APA Trustees Liability?

1

Complete the Trustees Liability proposal form with your trust details and fund amount.

2

Declare your role, qualifications, claims history and required limit of indemnity.

3

Buy through an APA branch or intermediary (call 0709 912 777 or email info@apainsurance.org).

4

Receive your policy protecting your trustees and trust administration.

Everything You Need, All in One Place

Access policy documents, claim forms, renewals, and important resources anytime.

View All Resources

Claim Form

PDF • 1.1 MB

Terms & Conditions

PDF • 1.8 MB

Bima Bamba Insurance Brochure

PDF • 2.4 MB

Real Stories from Customers Who Trust Our Coverage

Learn why professionals trust our solutions to complete better customer journeys.

View all Stories

Frequently Asked Questions

Legal liability for breach of fiduciary duty in administering a trust — including breach of trust, statutory breaches, error & omission, maladministration, theft/fraud/dishonesty and computer/commercial crime — plus legal costs and court penalties.

APA, Insuring Happiness

You're just one step away

Get your quote now and protect what matters most.

Get a quote

APA, Insuring Happiness

Manage Your Insurance on the Go

Experience the future of insurance management. Our mobile app provides a seamless digital curator experience for your policies, claims, and peace of mind.

DOWNLOAD ON THEApp StoreGET IT ONGoogle Play

APA, Insuring Happiness

What would you like to protect?

+

Health Insurance

Your Health, Our Priority

+

Motor Insurance

Drive Safely

+

Life Insurance

Enjoy every moment

“The easiest way to manage my cover.”

— Sarah K., Nairobi